A Labour Card (BOCW / Labour Welfare Board Registration) is very important for construction workers, daily wage workers, and unorganized sector labourers. The government provides many welfare schemes through this card to support workers and their families in education, health, housing, and financial security.
Here are the Top 10 schemes available for Labour Card holders:
1️⃣ Education Assistance Scheme
Children of labour card holders can receive financial support for education from school to higher studies.
- Support for students from Class 1 to 10
- Higher amounts for PUC, ITI, Diploma, and Degree courses
This helps reduce the burden of education expenses and encourages children to continue their studies.
2️⃣ Marriage Assistance Scheme
If a labourer or their daughter is getting married, the government provides a one-time marriage financial assistance.
- Fixed amount credited directly to the bank account
This scheme is very helpful for poor families to manage wedding expenses.
3️⃣ Maternity Benefit Scheme
Women labourers or wives of registered workers get support during pregnancy.
- Financial assistance during pregnancy
- Support after delivery
This ensures better care for mother and child.
4️⃣ Medical Assistance Scheme
If a worker or their family member suffers from serious illness:
- Hospital expense support
- Assistance for surgery costs
This prevents families from falling into debt during medical emergencies.
5️⃣ Accident Insurance Scheme
If a worker meets with an accident during work:
- Compensation for injuries
- Higher compensation for disability
- Financial support to family in case of death
This provides security to the worker’s family.
6️⃣ Funeral Assistance
In case of the death of a registered worker:
- Immediate financial help for funeral expenses
This gives urgent support to the family during difficult times.
7️⃣ Housing Assistance Scheme
Labour card holders may get financial support for:
- Building a new house
- Repairing an existing house
This helps workers achieve the dream of owning a safe home.
8️⃣ Tool Kit / Work Equipment Support
In some states, workers receive:
- Free tool kits
- Safety equipment like helmets, gloves, etc.
This improves safety and work efficiency.
9️⃣ Pension Scheme
After reaching a certain age (usually 60 years):
- Workers may receive a monthly pension
This provides income security in old age.
🔟 School Kit / Uniform Assistance
Children studying in school may receive help for:
- Books
- School bags
- Uniform expenses
This ensures children do not drop out due to lack of basic materials.
📄 Documents Required for Labour Card
- Aadhaar Card
- Bank Passbook
- Passport size photo
- Work certificate (proof of labour work)
- Mobile number
🏢 How to Apply?
You can apply through:
- District Labour Office
- Seva Kendra / Grama One / Bangalore One centers
- Official Labour Welfare Board website
⚠️ Important Note
The scheme amount and eligibility rules may vary from state to state. Always confirm details at your local Labour Office before applying.
📝 Conclusion
A Labour Card is not just an identity card — it opens the door to education support, medical help, marriage aid, housing benefits, pension, and insurance. If you are a worker and still do not have a Labour Card, register as soon as possible and make use of these valuable government schemes.
